[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pavan.cz\/nova-doba\/#Article","mainEntityOfPage":"https:\/\/www.pavan.cz\/nova-doba\/","headline":"Nov\u00e1 doba","name":"Nov\u00e1 doba","description":"Ti skute\u010dn\u011b sta\u0159\u00ed si jist\u011b pamatuj\u00ed, \u017ee v\u00fdraz banka nebyl uzn\u00e1v\u00e1n. Smrd\u011bl toti\u017e kapitalismem, a to se u n\u00e1s netrp\u011blo. Banky byly po cel\u00e9m z\u00e1padn\u00edm sv\u011bt\u011b. U n\u00e1s nem\u011bly m\u00edsto. Teprve t\u011bsn\u011b p\u0159ed a po revoluci se zde objevilo n\u011bkolik bank, se kter\u00fdmi se pot\u00e9 roztrhl pytel a \u010dlov\u011bk p\u0159estal m\u00edt p\u0159ehled. A jak u\u017e","datePublished":"2023-06-28","dateModified":"2023-08-04","author":{"@type":"Person","@id":"https:\/\/www.pavan.cz\/author\/#Person","name":"","url":"https:\/\/www.pavan.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pavan.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pavan.cz\/wp-content\/uploads\/money-1477064_1280.jpg","url":"https:\/\/www.pavan.cz\/wp-content\/uploads\/money-1477064_1280.jpg","height":0,"width":0},"url":"https:\/\/www.pavan.cz\/nova-doba\/","about":["Internet"],"wordCount":432,"articleBody":"      Ti skute\u010dn\u011b sta\u0159\u00ed si jist\u011b pamatuj\u00ed, \u017ee v\u00fdraz banka nebyl uzn\u00e1v\u00e1n. Smrd\u011bl toti\u017e kapitalismem, a to se u n\u00e1s netrp\u011blo. Banky byly po cel\u00e9m z\u00e1padn\u00edm sv\u011bt\u011b. U n\u00e1s nem\u011bly m\u00edsto. Teprve t\u011bsn\u011b p\u0159ed a po revoluci se zde objevilo n\u011bkolik bank, se kter\u00fdmi se pot\u00e9 roztrhl pytel a \u010dlov\u011bk p\u0159estal m\u00edt p\u0159ehled. A jak u\u017e to chod\u00ed v tr\u017en\u00edm kapitalismu, n\u011bkter\u00e9 z\u016fstaly, jin\u00e9 zkrachovaly, nebo je koupila v\u011bt\u0161\u00ed, \u010di finan\u010dn\u011b siln\u011bj\u0161\u00ed spole\u010dnost. Ned\u00e1vn\u00fd p\u0159\u00edklad je u Equa banky, kterou koupila Raifaisen. V b\u00fdval\u00fdch \u010dasech se ve spo\u0159iteln\u011b braly p\u016fj\u010dky a \u0159e\u0161ily jin\u00e9 v\u011bci kter\u00e9 se t\u00fdkaly pen\u011bz. Nejzn\u00e1m\u011bj\u0161\u00ed byla p\u016fj\u010dka novoman\u017eelsk\u00e1. K n\u011bkter\u00fdm byl je\u0161t\u011b zapot\u0159eb\u00ed ru\u010ditele, kter\u00fd se sv\u00fdm podpisem zaru\u010dil, \u017ee zaplat\u00ed to, co nezaplat\u00ed dlu\u017en\u00edk s\u00e1m.V sou\u010dasnosti se toto ji\u017e nevy\u017eaduje. Pen\u00edze se p\u016fj\u010duj\u00ed stejn\u00fdm zp\u016fsobem, ale jsou jin\u00e9 podm\u00ednky a jin\u00fd zp\u016fsob zaji\u0161t\u011bn\u00ed n\u00e1vratu pen\u011bz v\u011b\u0159itel\u016fm, \u010di v\u011b\u0159iteli. Tak\u00e9 slovo hypot\u00e9ka se u n\u00e1s n\u011bjak moc nepou\u017e\u00edvalo. Zn\u011blo to jako z prohnil\u00e9ho z\u00e1padu a stejn\u00fd byl i \u00fa\u010del. Tak\u017ee komunist\u00e9 usoudili, \u017ee tady prost\u011b hypot\u00e9ky nebudou a tak\u00e9 neexistovaly. A\u017e po p\u0159evratu za\u010daly bujet pod n\u00e1zvem stavebn\u00ed spo\u0159en\u00ed. Nyn\u00ed si v\u0161ak hypot\u00e9ku lze sjednat vlastn\u011b v kter\u00e9koli bance, pokud tato tuto mo\u017enost nab\u00edz\u00ed. Ale pozor. Je nutno po\u010d\u00edtat s t\u00edm, \u017ee v\u00e1s budou sv\u00fdm zp\u016fsobem lustrovat, na co\u017e maj\u00ed v tomto p\u0159\u00edpad\u011b pr\u00e1vo. Budou v\u00e1s zkoumat ze v\u0161ech stran, budou cht\u00edt zn\u00e1t va\u0161e p\u0159\u00edjmy, po\u010det vy\u017eivovan\u00fdch osob, styl dosavadn\u00edho bydlen\u00ed a tak\u00e9 nakouknou do registru dlu\u017en\u00edk\u016f. Pokud tam m\u00e1te \u0161kraloup, nedostanete nic. Ale pozor, jako v\u0161ude je i zde v\u00fdjimka, ale ta se net\u00fdk\u00e1 bank. Existuje toti\u017e n\u011bco jako nebankovn\u00ed hypot\u00e9ky bez registru, kter\u00e9 poskytuje nebankovn\u00ed spole\u010dnost. A zde se moc nepap\u00edruje, zde je d\u016fle\u017eit\u00e1 rychlost. Tak\u017ee v\u0161e prob\u00edh\u00e1 bez slo\u017eit\u00e9ho pap\u00edrov\u00e1n\u00ed a pokud doty\u010dn\u00fd spln\u00ed podm\u00ednky a podep\u00ed\u0161e smlouvu, m\u00e1 pen\u00edze ihned na \u00fa\u010dtu.                                                                                                                                                                                                                                                                                                                                                                                           3.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nov\u00e1 doba","item":"https:\/\/www.pavan.cz\/nova-doba\/#breadcrumbitem"}]}]